Don't wait for your Card in the mail.
Get started now with Instant Card Number.

dont-live-life-without-it

With your Instant Card Number, you can start making online purchases, or add it to your digital wallet for in-store shopping and select online checkout services.

How to get an Instant Card Number?

If you’re approved for an American Express Card, and you’re eligible, you’ll be invited to get your Card number instantly.

Fast, flexible, secure

No matter which Card you’re approved for, if eligible, American Express gives you the option to add your actual Card

number to your digital wallet 1 or shop online before your Card arrives in the mail. See FAQs for more information.

applePay

googlePay

samsungPay

PayPal

What can you do with it today?

Getting your actual Card number now means you can instantly get the most out of your new Card.

Shop Online

You can use your Card number to shop online at places like Amazon, Target, Best Buy®, or where digital wallets 1 are accepted.

Earn Rewards Sooner

Whether it’s miles, points or cash back, you can immediately start earning rewards.

Book a Trip Today

Plan your next vacation online and book it right away.

Enjoy It On The Go

Take your Card number with you wherever you go. You can connect your new Card number to Apple Pay™, Google Pay™, Samsung Pay, PayPal or Amazon Pay.

Frequently Asked Questions

What is Instant Card Number?

Instant Card Number by American Express provides eligible Card Members access to their Card Number after approval for digital use prior to physical Card delivery.

What Cards are available for Instant Card Number?

Instant Card Number is available for all Personal and Business Cards, except for the Amazon Business Card and the Amazon Business Prime Card.

How can I get an Instant Card Number?

If you are eligible, you can get your Instant Card Number if you apply for a Card online (via desktop or mobile device) or over the phone with a customer service representative.

How can I add my Instant Card Number to a digital wallet?

You can add your Instant Card Number to Apple Pay™, Google Pay™, Samsung Pay, PayPal or Amazon Pay. See Apple Pay™, Google Pay™, Samsung Pay, PayPal and Amazon Pay for step-by-step directions.

Will I still receive my Card in the mail?

Yes, your Card will arrive in the mail within 5-7 business days of account approval.

Will my Instant Card Number be the same number as my physical Card when it arrives in the mail?

Yes, you will receive the same 15 digit Instant Card Number that will be on the physical Card when it arrives in the mail.

What determines whether I am eligible to get an Instant Card Number?

Instant Card Number eligibility is based on our ability to authenticate you.

Terms & Conditions

‡ Instant Card Number eligibility is based on our ability to instantly authenticate you. If you are eligible for Instant Card Number, you will receive an Instant Card Number that you may be able to use virtually anywhere American Express is accepted and a physical Card will not be required. In certain instances (for example, if we cannot instantly authenticate you) you may only be able to use your Instant Card Number at a select merchant until you receive your physical Card. You may not have access to your full credit line until after you confirm receipt of your physical Card. We will mail your physical Card within 5-7 business days of account approval.

1 Digital wallets are Apple Pay™, Samsung Pay, Google Pay™, PayPal or Amazon Pay.

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